Paste your equity curve and see the worst peak-to-trough loss, the recovery gain required to break even, and the longest underwater stretch. Works for any portfolio — stocks, F&O, mutual funds, SIPs.
Track drawdown automatically as you trade
ArthaLearn computes rolling max DD across your imported trades and alerts you when DD crosses your discipline limits. Works with Zerodha, Upstox, Groww, Angel One, Dhan & 5paisa.
Start free trial →Drawdown and recovery are not symmetric. A loss of 50% requires a gain of 100% to recover — not 50%. This is the single most important number Indian retail traders learn too late.
| Drawdown | Recovery needed | Realistic? (Indian retail) |
|---|---|---|
| 10% | +11.1% | Routine |
| 20% | +25.0% | Achievable in 12-18 mo |
| 30% | +42.9% | Hard — review strategy |
| 50% | +100.0% | Most never recover |
| 70% | +233.3% | Effectively ruined |
| 90% | +900.0% | Account is dead |
India's most expensive investing mistake is stopping SIPs during deep market drawdowns. Studies of Indian MF investor behaviour show that the median SIP investor buys at the top, panics at the bottom, and exits with a return well below the fund's. Pre-knowing your tolerance — by computing what 30% / 40% / 50% drawdown looks like in actual rupees on your portfolio — is the cheapest behavioural insurance available.
